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It starts with truly understanding your current financial situation so that armed with that knowledge you can make the decisions necessary to improve your financial well being.
Paying off your credit cards is one of the best investments you can make. With the help of Backed By Funding, you may pay less in finance charges, get out of debt sooner and build your savings faster.
Let the Loan Coaches at Backed By Funding support you in staying inspired and committed to your financial goals. Working with a Loan Coach will get you real results with a loan and financial plan to pay off credit cards with a lower monthly payment.
You can apply for loans from $2,000–$35,000, but loan limits can vary by state and with special offer codes, loans up to $50,000 may be available.
An Annual Percentage Rate (APR) includes both the interest rate and any fees, like an origination fee. Backed By Funding offers fixed APRs to express the cost of borrowing money.
Backed By Funding offers simple interest loans. Simple interest is calculated on the outstanding principal balance only. This means you aren’t paying interest on top of your interest like credit cards.
There is a one-time origination fee that is included in the principal loan amount, and is deducted from the amount deposited into your bank account. Other fees: There is a $15 returned payment fee if your money does not get processed (returned checks or insufficient funds in your bank).
